Overtaxed Pensions

Overtaxed Pensions

The overtaxation pensions bill has passed a hefty £1.2billion after a record £198million was repaid to savers in the 2023/24 tax year, according to figures from HM Revenue & Customs. In the first three months of this year alone more than £48.5million was repaid to...
Sustainable Investments Rule Change

Sustainable Investments Rule Change

The Financial Conduct Authority (FCA) is tackling the issue of greenwashing, by bringing in tough rules at the end of last month. These ban firms from making misleading statements about the environmental benefits of products. Global assets under ESG-orientated funds...
What to Expect from a Financial Advisor

What to Expect from a Financial Advisor

It’s time to break the mould and ditch the rigid format for client interaction in wealth management. I believe people deserve much more than they are currently getting from the industry. It’s no longer acceptable to touch base with a client once a year, especially in...
ISA Changes 2024/25

ISA Changes 2024/25

Jeremy Hunt is tweaking ISAs with two changes that are good news for investors.  You can now save into multiple ISAs of the same type in the same tax year – excluding the Lifetime ISA – offering a simple way to save for different financial goals.  Plus,...
Pension Freedom

Pension Freedom

It’s a decade since former chancellor George Osborne made his bombshell 2014 budget announcement, drastically changing the retirement income market.  The pension freedom reforms, implemented in April 2015, finally gave those aged 55 and over control of how and when...