Insights
Sasha
Sasha is in her mid 30s and works in the property industry. She lives in Sussex with her partner and their two young children. Her business partner introduced Sasha to Frankie a few years ago to get financial advice around their business. Now Frankie is helping with...
Sarah
The Client Mum of two Sarah is in her mid-forties and lives in Surrey. She was introduced to Frankie a few years ago by a former work colleague. Sarah says: “I was interested in investing in a former colleague’s new business, and she suggested I chat to Frankie about...
Starmer Warns of ‘Painful’ Budget
There is always lots of speculation about what we might face ahead of a Budget, but it has gone into overdrive this year with a new government. And we are getting big hints from the top of some ‘painful’ announcements about to hit home. Sir Keir Starmer’s speech...
Do I Need Financial Advice?
It’s the question millions of people ask themselves and no wonder as just a quarter of the population seek professional financial advice. That leaves three quarters of UK adults, some 39million people, not taking any form of professional advice or guidance around...
Liam
The Client Liam is 30 and lives with his partner in London. He works in the city and was introduced to Frankie by a friend two years ago. “My friend also works in finance, so given our similar backgrounds I wanted to meet Frankie,” explains Liam. “Frankie is so...
Mortgage Rates Cut, But Will Interest Drop Next Month
We’ve had two months of inflation at the headline 2%, raising hopes there may be an interest rate cut in August. But the decision on whether to cut the interest rate from its 16-year high of 5.25% next month still hangs in the balance.The Bank of England policy makers...
King’s Speech – Confirms Pension Schemes Bill
It’s business as usual for the pensions industry as King Charles confirmed at the state opening of parliament that the Pension Schemes Bill would be introduced, a policy already in motion from the previous government.Many in the industry had expected the Labour...
Industry Facing Ageing Crisis
An age crisis is brewing in the financial advice market. No it’s not that people are leaving it too late to start planning their finances for a comfortable later life, although it is vital they start their journey early. It’s the shocking revelation that the average...
Overtaxed Pensions
The overtaxation pensions bill has passed a hefty £1.2billion after a record £198million was repaid to savers in the 2023/24 tax year, according to figures from HM Revenue & Customs. In the first three months of this year alone more than £48.5million was repaid to...
Faye
The Client Faye is in her 40s and lives in London. She works in finance and investments and thought she was doing everything right with her finances. Then two and a half years ago she met Frankie at one of her networking investment events. Faye says: “Frankie did a...
Sustainable Investments Rule Change
The Financial Conduct Authority (FCA) is tackling the issue of greenwashing, by bringing in tough rules at the end of last month. These ban firms from making misleading statements about the environmental benefits of products. Global assets under ESG-orientated funds...
What to Expect from a Financial Advisor
It’s time to break the mould and ditch the rigid format for client interaction in wealth management. I believe people deserve much more than they are currently getting from the industry.It’s no longer acceptable to touch base with a client once a year, especially in...
Vicky
The Client Vicky, 40, lives in London and works in the financial industry. She met Frankie during lockdown via her job. Despite being an investment manager, and pretty confident around her finances, she wanted another professional eye to question her and help her...
ISA Changes 2024/25
Jeremy Hunt is tweaking ISAs with two changes that are good news for investors. You can now save into multiple ISAs of the same type in the same tax year - excluding the Lifetime ISA - offering a simple way to save for different financial goals. Plus, the Spring...
Pension Freedom
It’s a decade since former chancellor George Osborne made his bombshell 2014 budget announcement, drastically changing the retirement income market. The pension freedom reforms, implemented in April 2015, finally gave those aged 55 and over control of how and when...
6 Ways to Build your Wealth
Money is an enabler in life, giving you opportunities and freedom of choice in the decisions you make. Building wealth will enable you to have a financially secure future, but it’s more than just accumulating money. You need to consider a strategic and intentional...
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